Application of Artificial Intelligence in Financial Risk Management
DOI:
https://doi.org/10.54097/hz2j4c03Keywords:
Artificial Intelligence; Financial Risk Management; Credit Risk Management.Abstract
In the context of the rapid development of artificial intelligence (AI) technologies, their application in the field of financial risk management is increasingly widespread. This paper focuses on the specific applications of AI in financial risk management, including credit risk management, market risk management, operational risk management, liquidity risk management, and compliance risk management. Through in-depth case studies, this paper demonstrates the significant advantages of AI technologies in enhancing the efficiency, accuracy, and adaptability of risk management. It also analyzes the challenges faced by AI in financial risk management and proposes corresponding solutions.
Downloads
References
[1] Ahmad U, Aman A, Khan A A, et al. Optimizing crowdfunding for mineral resources of Dutch economy: The role of fintech in achieving sustainable development goals through artificial intelligence[J]. Resources Policy,2025,100105413-105413. DOI: https://doi.org/10.1016/j.resourpol.2024.105413
[2] Scholes S M. Artificial intelligence and uncertainty[J]. Risk Sciences,2025,1100004-100004. DOI: https://doi.org/10.1016/j.risk.2024.100004
[3] Ali S, Nassar A S N, Khalid A A, et al. Dynamic Tail Risk Connectedness between Artificial Intelligence and Fintech Stocks[J]. Annals of Operations Research,2024,(prepublish):1-35. DOI: https://doi.org/10.1007/s10479-024-06349-y
[4] Klein T, Walther T. Advances in Explainable Artificial Intelligence (xAI) in Finance[J]. Finance Research Letters, 2024, 70106358-106358. DOI: https://doi.org/10.1016/j.frl.2024.106358
[5] Olabanji O S, Olaniyi O O, Olagbaju O O. Leveraging Artificial Intelligence (AI) and Blockchain for Enhanced Tax Compliance and Revenue Generation in Public Finance[J]. Asian Journal of Economics, Business and Accounting, 2024, 24(11): 577-587. DOI: https://doi.org/10.9734/ajeba/2024/v24i111577
[6] Agarwal S .IS THE IMPACT OF ARTIFICIAL INTELLIGENCE AND MACHINE LEARNING ON MODERN DAY FINANCE SIGNIFICANT? [J]. International Journal of Advanced Research (IJAR), 2024, 12(11): DOI: https://doi.org/10.21474/IJAR01/19888
[7] Akhtar M, Salman A, Ghafoor A K, et al. Artificial intelligence, financial services knowledge, government support, and user innovativeness: Exploring the moderated-mediated path to fintech adoption[J]. Heliyon, 2024, 10(21): e39521-e39521. DOI: https://doi.org/10.1016/j.heliyon.2024.e39521
[8] Giudici P, Piergallini A, Recchioni C M, et al. Explainable Artificial Intelligence methods for financial time series[J]. P hysica A: Statistical Mechanics and its Applications, 2024, 655130176-130176. DOI: https://doi.org/10.1016/j.physa.2024.130176
Downloads
Published
Issue
Section
License
Copyright (c) 2025 Highlights in Business, Economics and Management
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
